Age

• You must be above 21 years at the start of the loan and up to 65 years or less at loan maturity
• Salaried Person: 21 years to 58 years
• Self-Employed Person: 25 years to 65 years

Income

• Salaried Person: Minimum ₹10,000 per month
• Self-Employed Person: Minimum ₹2,00,000 per year

Employment

• Salaried Person: Minimum 2–3 years of experience in MNC / Private / Public Limited Company
• Self-Employed Person: Minimum 3 years of experience in the current field

Credit Score

A credit score of 750 is considered a good score for approval.