Fees and Charges for Personal Loan

The fees and charges of property loans usually vary from lender to lender and from case to case. The aforementioned table will give you a fair idea of the fees and charges related to property loans:
Particulars Charges
Loan Processing Fees 0.25% to 2% of Loan Amount
Loan Cancellation Nill - 5% (according to Bank/NBFC)
Stamp Duty Charges As per the Value of the Property and State Tax
Legal Fees As per actuals
Penal Charges Usually 2% per month
EMI / Cheque Bounce Approx 500/-
Foreclosure Nill to 4% (According to bank /NBFC)

Other fees and charges that lenders may levy on your personal loan include documentation charges, verification charges, duplicate statement charges, NOC certificate charges and swap.