You will likely need to provide various documents as part of your loan application, such as proof of identity, proof of admission, income documents, and more for both the Student as well as the Guarantor or Co-borrower.
Student Applicant:
Proof of Identity (Any one): PAN / Aadhaar / Passport, etc.
Proof of Residence/Address (Any one): Passport mandatory in case of studies abroad.
Academic Records: 10th Result & 12th Result, Graduation Result (Semester-wise, if applicable), Entrance Exam Result (CAT, CMAT, JEE, NEET, CET, GMAT, GRE, TOEFL, etc.)
Proof of Admission: Offer Letter or Admission Letter from the Institution (Conditional admission letter may be considered in case of studies abroad).
Statement of Cost of Study / Schedule of Expenses
College/Course Prospectus (if available)
2 passport-size photographs
Previous Loan Proof: A/C statement for last 1 year in case of any previous loan from other Banks/Lenders.
Co-Applicant / Guarantor:
Proof of Identity (Any one): PAN / Aadhaar / Passport, etc.
Proof of Residence/Address (Any one)
2 passport-size photographs
Previous Loan Proof: A/C statement for last 1 year in case of any previous loan from other Banks/Lenders.
Income Proof for Salaried Co-Applicant / Guarantor:
Salary Slip or Salary Certificate
Copy of Form 16 and IT Returns acknowledged by IT Dept.
Bank account statement for last 6 months (of Salary Account)
Income Proof for Self-Employed Co-Applicant / Guarantor:
Business address proof (if applicable)
IT Returns acknowledged by IT Dept., TDS Certificate (Form 16A, if applicable)
